Fast, flexible funding for your business.

Easy Financing provides direct working capital for U.S. businesses with at least 12 months in operation. Decisions in as little as 24 hours, with funding from $10,000 up to $5,000,000.

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What does Easy Financing do?

At Easy Financing, our mission is to provide each business the funding it gets in the most straightforward way possible.

We provide short-term working capital to small and mid-sized businesses that can’t wait weeks for a bank. Whether you need to cover payroll, buy inventory, or bridge cash flow, we structure advances around proven revenue, not your credit score.

We offer direct lending for U.S. businesses in business for at least one year. Many files receive a decision within 24 hours and funding as soon as the next day.

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Get the capital your business needs, today.

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Feature overview

Find your best-fit solution

Every business is different. Compare our funding options to see which structure best matches your revenue, margins, and plans. We’re focused on clear terms, simple pricing, and fast decisions so you can move quickly.

Explore Our Options
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Fast funding for your business

Access flexible credit options tailored for small and medium businesses. Get approved quickly and choose the right solution to support your growth.

Lines of Credit

 A flexible credit limit you can draw from whenever you need it. Take only what you need for inventory, payroll, or emergencies, and pay interest only on the amount you use. Ideal for ongoing working-capital needs. Withdraw funds whenever needed, and pay interest only on what you use. Ideal for managing cash flow.

Limits starting from $25,000‍

‍Draw and repay at a rate that works best for your enterprise.

Equipment Financing

Finance new or used equipment with fixed terms and predictable payments. Preserve your cash while upgrading the tools that keep your business running.

Terms from 12 to 60 months.

For trucks, machinery, restaurant equipment, and more.

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Standard Loans

Fast lump-sum capital with simple, frequent payments. Built for short projects and inventory turns.

Terms 3–12 months

‍Daily or weekly payments

Quick approvals and minimal paperwork

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Business Term Loan

Fixed amount, fixed term, and monthly payments—lower cost than short-term options if you qualify.
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Terms 12–36 months

‍Monthly amortizing payments

Best for planned expansion and larger investments

Get funding updates and recommendations. Keep business Easy.

Occasional emails on rates, new products, and small-business funding tips.

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Our Testimonials

Discover how real businesses use our fast, flexible financing to keep operations moving.

"We needed to cover a large inventory order before our busy season. Easy Financing approved us the same day and funded within 48 hours."

-Jasmine R.  
Retail Store Owner, Brooklyn NY

"Our cash flow can be uneven between construction draws. The line of credit gives us a buffer so we don’t have to slow projects down."

-Luis M.
Construction company owner, Newark NJ

" [Their] process and transparent rates helped us upgrade equipment without hassle."

-Monica S.
Restaurant Owner, Queens

Business funding, simplified

Straight answers to common questions about our funding options. If you don’t see what you need, reach out and we’ll walk you through it.

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How quickly can I get approved?

Most complete applications receive a decision within 24 hours. Once approved and documents are signed, many clients receive funding as soon as
the next business day.

Timing depends on how
quickly we can verify your information.

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What types of financing do you offer?

We currently offer three main options:

  • Standard loans for fast, short-term capital repaid from future revenue
  • Business lines of credit for flexible, revolving access to funds
  • Equipment financing for purchasing or upgrading equipment with fixed payments
    We’ll help you compare options and choose the one that fits your cash flow.
What are the basic eligibility criteria?

You’ll typically need:
– A registered U.S. business
– At least 12 months in operation
– A business bank account with consistent monthly deposits
– No open bankruptcies

How are repayments structured?

Repayment schedules are flexible. You choose daily, weekly, or monthly options based on your selected financing product.

    Any questions? Contact us today!

    Tell us a bit about your business and what you’re looking for. We’ll respond within hours.

    • New York, NY, USA
      Monday – Friday
    • 9AM to 6PM
      Monday - Friday
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